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Am I Ready to Build?

March 24, 2017

Building a new home is a huge endeavor.  It is extremely important to make sure you have considered certain matters ahead of time to avoid potential shortfalls during and after the build.  Ask yourself these 5 questions to determine if you’re ready to get started!

What is my credit score?

Knowing your credit score will assist in determining your eligibility for a new mortgage.  The higher the credit score, the more options with lower interest rates will be available. Consult with your lender for recommendations on how to improve your credit score.

Can I afford the monthly mortgage note?

Lay your budget out with the money you earn compared to your monthly expenses.  Determine what impact a new mortgage will have on your monthly spending.  Insurance and tax payments will most likely be added to your monthly mortgage payment so don’t forget to include these.

Do I have enough saved for my down payment?

Consulting a mortgage lender in advance will allow you to assess if you’ve saved enough funds that will be needed to close your loan.  In addition to the down payment, they can estimate the amount of funds needed for closing costs, such as origination points and title fees.

Do I know where I want to build?

When looking for property to build on, location is usually at the top of the list of important items to consider.  School district, proximity to or from your city, and type of neighborhood community need to be contemplated prior to making your decision.

I’m ready, so what do I do next?

Now comes the exciting part!  By browsing the internet, you can determine what home styles are most appealing to you.  When researching builders, look for a reputable, local builder that will partner with you to build the home of your dreams!



We'd love to help guide you to your perfect home. Give us a call today!

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Manuel Builders is a family owned company that has been in business for over 64 years. We build residential homes on your lot and develop outstanding communities. We build in Lafayette, Carencro, Broussard, Youngsville, Erath, Kaplan, Ville Platte, Lake Charles, Sulphur, Westlake, Moss Bluff, Iowa, Dequincy, Duson, Scott, Maurice, Anchorage, Port Allen, Brusly, Addis, Baton Rouge, Scotlandville, Merrydale, Monticello, Central, Covington, Mandeville, Houma, Thibodeaux, Morgan City, Montogomery county, Conroe, the Woodlands, the greater Houston area, and surrounding cities in Louisiana and Texas. Manuel Builders reserves the right to make changes to speculative homes under construction. Colors, exterior finishes and square footage may vary from pictures, plans, and virtual tours. Elevation Renderings could include optional features that are not included in the base price. Prices also subject to change without notice.

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